TRANSPORTATION ESURE INSURANCE POLICIES
Transport esure insurance is presented today as a strategy or measure to cover risks that can happen on any item that is transportable. This risk may affect the property, the means of transport or in the case of liability coverage on the assets of the insurer who would face a claim for compensation.
For this and other aspects of insurance leads to protect the transported goods against risks that may affect them during their displacement from one place to another and during periods in which the property must remain undisturbed by the circumstances of the trip. Moreover, it covers damage to the environment of transportation and third parties.
Finally, then outlines a number of aspects or points, which form and include information concerning policies in the transport insurance.
According to expenses of transport companies, insurance costs between 6.5 and 7% of total costs, a figure that reveals its importance in the logistics chain. Transport insurance occupy between 6.5 and 7% of the total cost of the shift operation of a commodity. These figures will give a great importance in any logistics operation.
Today it is understood that the conclusion of a policy with an esure insurance company, though not legally binding, is more than suitable for the carrier. It has to be assumed that there is responsibility for transporting goods from origin to destination, with the obligation to deliver in the state of collection.
What is not so clear is the issue of liability of the carrier, who needs to ensure not only the goods it carries, since it is covered by insurance policies in goods but also their own liability.
On the other side are the esure insurance companies. They are, to some extent, a partner of the carrier. Both share the same interests that the goods will arrive at their destination in good condition and at the right time.
However, in many cases, insurers are unaware of the actual activity of your client in subjects such as accident data. Moreover, given the presence of a large number of players in the logistics chain, such as freight forwarders, agents, subcontractors, find it difficult to delineate the exact role of each. Therefore, there must be good communication between the insurer and the client.